Bankruptcy Lawyer Portsmouth, Virginiaprobankruptcy.com >> VIRGINIA >> PORTSMOUTH
People have many reasons for filing for bankruptcy. Filing for bankruptcy can be a first choice for many, but this can often be an indicator of a more serious problem. We, at ProBankruptcy in Portsmouth, Virginia are of course happy to help everyone in financial difficulties and our firm specializes in helping those with the most pressing needs.
Maybe you have asked yourself one of the following:
- A Credit Card Company Has Sued Me, Should I File Bankruptcy?
- Can Bankruptcy Stop A Wage Garnishment?
- I Am Facing Foreclosure On My Home, Can Bankruptcy Stop The Sale?
- Should I Consider Bankruptcy If I Lost My Job?
- I Have Massive Medical Bills, Can Bankruptcy Help With A Fresh Start?
- My car is being repossessed. Can bankruptcy stop this?
- Can I File Bankruptcy On Payday Loans?
- Does Bankruptcy Stop Collection Harassment?
- Nothing I do seems to help my situation. At what time does bankruptcy become the only avenue left open to me?
- Who is the best lawyer to hire to help with bankruptcy?
First of all, what is the problem you are trying to solve? Are you facing house foreclosure? Are your debts mounting up? Are the repo men threatening to take your car away? Collection agencies constantly harrassing you? This can be a very worrisome time for you if you are facing any of these situations but we are here to help. We can fight for you and with the experienced help from our attorneys, together we can beat your money worries. The best way forward depends on good legal advice, which we can give you. In short, you came to the right place.
At our law firm we have specialist bankruptcy lawyers who's job it is to represent consumers with legal problems and money & debt worries. The first thing you should do is GIVE US A CALL FOR A FREE CONSULTATION so we can discuss your financial concerns. Our lawyers will talk over your concerns with you, offering the best advice for a fresh start in the future. Non-bankruptcy alternatives may also be the best course of action for you and all your options will be discussed in depth. We are a responsible law firm, and will advise you on the best way forward for YOU, helping you dig yourself out of the money problems you are in currently so you can build a debt-free future for yourself and your family. Not only that, we will give you friendly advice on how to ensure you don't fall into the same debt trap in the future, offering you training and helping you construct a personal repayment plan. To get started as quickly as possible give us a call at your local office and get your free consultation with one of our specialist bankruptcy attorneys who will discuss your needs with you and how your finances can be improved in the future. You also need information about your legal rights and what you can expect from us in regards to legal representation if you need it. Honesty and loyalty are our best attributes which means you can rely on us to represent you fairly and to the best of our abilities, taking on your bankruptcy case if we think it is in your best interests.
Bankruptcy is something that many people wonder whether they can file without an attorney. It is an easy pitfall that many families have fallen into; filing for chapter 7/13 bankruptcy themselves. Something else that can make the situation worse instead of better is hiring an inexperienced attorney! You need the right law firm to represent you and you deserve the best law firm, with extremely knowledgeable, caring, and most importantly an experienced bankruptcy attorney. This is the only route that will get you real relief and get the future that you dreamed of, fixing your debt issues, stopping home repossession and getting a personal repayment plan in order. You need a good law firm, not a bad one. Choose a good law firm to save you money and stress. We are one of the largest in the USA, with one of the best reputations. Trust us, and we will help you regain your financial dreams.
Our local bankruptcy lawyers are waiting for your call in Portsmouth, Virginia.
All our lawyers have legal skills that you can use to help you get out of debt. These skills are unique to our company and we can continue to help you with your debt and credit issues even after we have filed your bankruptcy. If you want our help and advice, helping clients rebuild their credit rating is an important part of our services. You need to get your good credit rating back and we can hep with this in line with local laws which are different from state to state by building a personal rebuild plan. We can rely on the resources we have as a large national law firm but give you the best advice for your local situation. Call us today for your free debt consultation meeting.
Have a browse through our site here to educate yourself on the bankruptcy process and then please call one of our attorneys who will give you the personal counselling and guidance you need in going forward. You'll probably be interested in the different chapters in the bankruptcy code, how they could best fit you and the most appropriate way forward. We'll build a plan to best suit your needs and circumstance.
Further bankruptcy Information
It is important to us that you are fully informed as possible before you begin the bankruptcy process. Information is the key, and correct, local information at that. There are of course benefits to declaring bankruptcy, but there can also be some serious consequences and we have to make sure you feel you have enough information to make up your mind confidently. You'll have probably done some research and have some questions that you want us to answer. We will explore all the strategies open to you over the phone and then follow this up with a consultation should you want to proceed. Once you have made your decision, we will go straight into the process without wasting time and so the more informed a client you are, the better for everybody. We will equip you with enough information so you can move forward with confidence and without hesitation.
All about our Legal Representation
You need expert guidance and counselling when going through bankruptcy and it's really important you have an experienced and trusted lawyer by your side. It would be terrible if you were able to improve your situation just to see it erode away into a worse position later. My experience, and the experience of my attorneys is the key in getting the best possible results for all of my clients. To see how we can help you, give us a quick phone call and we'll get you into our local office for a free chat.
Law Firm Accessibility
Accessibility to your lawyer and our firm is really important in building the trust you need in your bankruptcy lawyer. Communication can be conducted any way that's most convenient, by phone, email or anything else and we will keep in regular contact. We have a local outlook but a national presence with attorney offices in every state in the country. We will tailor your bankruptcy carefully and efficiently and to your unique needs.
Most of our clients are busy and we make it as easy as possible for you to contact us at your convenience. In order to make your bankruptcy process go as smoothly as possible we respectfully ask you to get the info we need back to us ASAP and we'll sure to have a successful communication process. It is our job to work with you, answer your questions and help you with your financial situation, always offering you the correct information as and when you need it. There are other solutions apart from bankruptcy, like eg debt settlement and so we will inform you about this too. We will talk this over in detail with you and once we come to a final decision, put together a program to proceed. Feel free to get in touch by calling us at any time and we'll be sure to answer all your questions.
Find out about our Affordable Payment Plans
The flexibility and affordability of our payment plans might surprise you. It might surprise you to know that you can pay your bankruptcy fees up over time. Now that payment plans are available, and at the great rates we offer, bankruptcy is something that's available to anyone. This is a really important aspect of bankruptcy that you need to know about so you feel more comfortable about hiring us as your law firm. We guarantee to always answer all your questions about payment plans etc. honestly and transparently.
Local Representation And Expertise for Virginia
We'll use our experience to appropriately file your submission with your local trustee, taking your local laws and customs into consideration. We'll build a bullet-proof strategy to keep your assets safe by analyzing your federal and state exemptions.
It's our job to advise you which federal or state exemptions to best use in your situation. We employ the very best lawyers in the USA, with a great deal of experience to apply these bankruptcy laws. We'll build your petition at our local office and file it with your trustee at the local court.
You need to gather together all the documents for your initial 341 hearing or meeting of creditors', and we will be right there with you with our advice to make it as painless as possible to submit your documents to the court. You'll need docs and paperwork that we will advise you on. We'll always be there, from the beginning of bankruptcy to the end when it will be discharged and completed.
This process can appear daunting, but it's made a lot simpler by following a clear and coherent plan. You can have complete access to us every day so give us the opportunity to help you. Give us a chance to guide you to the light at the end of the tunnel.
Call our main office as soon as you can at (757) 204-5555 so we can make your appointment with our local Portsmouth lawyers who will assist you with your payment plan, prepare your filing and offer you some legal advice on how to proceed.
What Kind of Bankruptcy firm suits my needs?
After I've decided to file for Bankruptcy, what should I look for in a lawyer?
Let's offer a few suggestions for your lawyer search. So you've decided to go down the bankruptcy route and need a good lawyer?
Firstly, let's look at the question of lawyer fees. Before the first phone call is even made people may ask themselves, "How much does bankruptcy cost?" Which is often the most important first step. You shouldn't necessarily hire the cheapest lawyer you can find, even if cost is the most important aspect of hiring a lawyer for you.
So when you are discussing the question of the cost of hiring an attorney for bankruptcy, look at the entire picture. Ask the attorney if they charge on a per item basis or if they'll accept a flat fee structure. Most law firms who practice in debt relief choose to use a flat rate fee structure. Before you sign up with your preferred law firm, and when you receive your representation agreement, ask what's included in the representation cover. Some law firms choose to nickle and dime you with fees for every little thing and this can be alright if you do not need everything. You'll want to make sure you understand ALL your costs to make a filing BEFORE you agree to hire your attorney.
The experience of your lawyer is an important consideration and whether he has completed enough filings to be a good fit for you. Although you don't necessarily need to be board certified to be a good bankruptcy lawyer, to be considered an expert usually means you are board certified for filing federal bankruptcy which means you have undergone an extensive vetting process. Your judgement is important in this case.
I would think twice about hiring a fresh law graduate as they would not be a good fit. But an attorney who has practised exclusively in bankruptcy for many years might be great, even if he doesn't have board certification. So you need to seriously look for a solid background with a lot of experience to represent you effectively.
Next, consider how easy it will be to reach your law firm with questions. Attorneys not calling clients back can be a big problem. You can't get someone to contact you back, even after repeated calls, emails and even office visits.
You need a consumer attorney rather than a business one as both are really quite different with different experiences and skill-sets. There are two very specific types of filings for consumers: Chapter 7 and Chapter 13. These are the most common for consumers under the bankruptcy code. You need to find out if your lawyer is more experienced with business bankruptcies as that isn't suitable for your needs.
Consider the general atmosphere at the law firm as this is something you need to think about. Are they pushy? Are they organized? do they rush for your signature and then shove you out the door as soon as they have it? Remember you will be with your lawyers for a considerable amount of time and so you need to feel comfortable with them and not feel as though you are caught in a "bankruptcy mill". A common complaint is that lawyers can't handle problems due to a lack of care and/or experience. If anything unusual happens then they are unable to handle it with their one-size-fits-all approach. These are high-volume firms and are well-known in the industry for sloppiness, unhappy clients and poor legal work. They are even known to give you dodgy advice that can end up with you being in serious trouble with the court. Avoid these firms at all costs.
You can usually tell at the first visit whether you are dealing with such a high-volume law firm or not. You need to properly analyze your financial situation without feeling you're being rushed into a signature. If the contract is thrust in front of your face by your assigned lawyer before you barely get the chance to sit down then you need to get out of there. Even a perfectly straight-forward case need to be considered carefully and questions about your assets exemptions, dischargeable debts, bankruptcy goals and whether or not bankruptcy is the right way forward for you all need to be discussed in depth.
Also consider your attorney & staff's bedside manners. When you're considering who to hire, you will want to consider an attorney with whom you are comfortable. Maybe this is so simple that you think it doesn't even need to be mentioned. Often clients don't listen to their gut feelings, hire the first lawyer who comes along and then regrets it later on after becoming uncomfortable with the law firm that's representing them. United we stand, divided we fall. Call us to get your free bankruptcy consultation with one of our bankruptcy lawyers today! (757) 204-5555
Give us a call free, at out head bankruptcy office in Portsmouth, Virginia on (757) 204-5555 or fill out our call back form to see if we can be the answer to your financial prayers.
Contact us today! – (757) 204-5555