Bankruptcy Lawyer New Braunfels, Texasprobankruptcy.com >> TEXAS >> NEW BRAUNFELS
If you are looking to file for bankruptcy, you probably have one of many different reasons. Bankruptcy alternatives are a first choice for many people who have been struggling to meet their monthly debt, but if you're looking to solve your financial problems by going bankrupt first then you probably have some serious and deep-rooted problems. Our bankruptcy law firm in New Braunfels, Texas is experienced in helping everyone, from those with worrying but easily-solved problems, to those in the most dire financial straits.
Do these questions sound familiar:
- If a CC agency sues me, is this a good reason to apply for bankruptcy?
- Can Bankruptcy Stop A Wage Garnishment?
- My bank has threatened foreclosure. Can bankruptcy stop them selling my home?
- Should I Consider Bankruptcy If I Lost My Job?
- I had some medical problems and received a huge medical bill. Can bankruptcy help with this?
- My car is being repossessed. Can bankruptcy stop this?
- Can I File Bankruptcy On Payday Loans?
- Collection Agencies are ruining my life. Can bankruptcy get me some breathing space?
- I Have Tried Climbing Out Of This Hole, It's Not Working, When Is Bankruptcy The Right Choice?
- What Kind of Bankruptcy Lawyer Should I Hire?
If you are looking for a bankruptcy lawyer, you are in the right place. Does this sound familiar? Why are my debts getting bigger all the time? Maybe you are facing foreclosure. Do you have collection phone calls bombarding your phone from your creditors? Money worries can really negatively impact your life and well-being. Having unmanageable debt means you ned a knowledgeable and experienced attorney to get you out of this situation. Our bankruptcy law office welcomes debtors who are seeking legal advice about the best path forward.
Talk to us today about your bankruptcy needs with a FREE TELEPHONE CONSULTATION. We are specialist bankruptcy attorneys who represent consumers with a myriad of legal and debt concerns and can discuss your local bankruptcy laws with you, advising on the best way to proceed. Of course, the possible best route for you may be non-bankruptcy alternatives which we can also discuss. We are a responsible law firm, and as such we will help you get out of the tough times you're experiencing right now and build a debt-free tomorrow with you. We will also train you and offer advice on how to avoid getting into this same situation in the future. It all begins with a call to our local office to get a free consultation with one of our lawyers who will talk to you about your current financial situation and where they can be improved in the future. We can help you start to move forward by knowing what your actual options are and information on the legal representation we can offer you, should you need it. We assure you that we will be totally honest regarding your situation and will only only offer to take you on as a client should we feel your case is winnable.
Many people think they can file for bankruptcy without the help of an attorney. It's a common error that many people make in filing for bankruptcy themselves, whether chapter 7 or chapter 13 bankruptcy. Something else that can make the situation worse instead of better is hiring an inexperienced attorney! You need experienced lawyers, backed by a large firm to represent you with the correct knowledge, care and empathy to make the right choices at the right time. This is the only route that will get you real relief and get the future that you dreamed of, fixing your debt issues, stopping home repossession and getting a personal repayment plan in order. There are good law firms and bad law firms. Choosing the right one can save you a lot of money in the long-term. We are one of the most reputable and biggest on America. Trust us to steer your path to a new financial future.
Call our Local Bankruptcy Attorney in New Braunfels, Texas.
We have multiple and important skills that are unique to our bankruptcy law company. We will help you overcome your credit issues after we file your bankruptcy papers as well as overcome your immediate personal debt problems. We'll stay with you for the long term to help you rebuild your credit if you want us to. We have all the info you need on your local bankruptcy laws and this, combined with our experience, our knowledge of the local law and our reputation for trustworthiness can give you the new financial start you need. Although we are one of the largest law firms in America, we have county offices and so we are always local! Phone us today for your free consultation.
Browsing our site will gives you lots of useful information but you really need to have a formal meeting with one of our experienced lawyers as well who can discuss your personal requirements in more depth. It's vital that you get to terms with all of the bankruptcy chapters in the code, how they could be applied to your situation and which of them are good for you and your situation. We will come up with a plan that's tailor-made, just for you!
When you begin the bankruptcy process you need more than just a general overview. You've probably already learned some stuff on your own, but you ned to be better informed. Declaring yourself bankrupt can yield some benefits, but also have sometimes serious consequences and so we need to inform you of all the available options. When you call we'll begin by exploring your case in particular and discuss the various options and strategies that would be most helpful to you, and that you feel most comfortable with. Your decision will also depend on the laws that are particular to your local area and so this must also be discussed in detail. Together, we as a responsible firm, and you as an informed client will make an unbeatable combination.
Experienced Legal Representation
What you need is a bankruptcy attorney that is experienced and one that you can trust. Liking your law firm is really important but it's also really important that you can trust the people that give you advice on your financial situation too. This means you can trust our experience and our skills and our vast team who is available to keep you from falling into similar pitfalls later and mistakes that might put you in a worse financial situation. We firmly believe that it's our experience that allows us to get spectacular results for all our bankruptcy clients. Let us show you our strengths. Book your free consultation with us today.
Accessibility to our Law Company
Knowing your law firm has your back is important to building trust and peace of mind and having your lawyer by your side goes a long way towards building that. You are hiring a national American law firm with a local outlook and we have lawyers in all 50 states who are all easily accessible. We will plan your bankruptcy efficiently and always communicate with you in a timely manner by phone, email or any other method that's convenient for you.
Info and access is a two-way thing. Many of our clients are extremely busy but they always find that we are easy to get in contact with and returning info to us quickly can help speed up the bankruptcy process. We are here constantly to answer questions, help with your goals, resolve your financial concerns and offer our best representation and the most accurate information possible when you need it. At our bankruptcy firm, we are happy to assist you. There are other options to bankruptcy of course. Debt settlement is another option that some may choose and we can help get the ball rolling with this. So if you have a question or concern, feel free to call me and I'll provide the answers quickly and confidently.
We Offer Affordable Payment Plans
The flexibility and affordability of our payment plans might surprise you. YES, we have payment plans for your bankruptcy fees. We have some of the best rates around and I'm sure we can find a payment plan to suit. To give you a bit of peace of mind, it's important you know about the payment options open to you. We guarantee to always answer all your questions about payment plans etc. honestly and transparently.
Expertise & Representation for Texas
We need to look at the local laws and customs when deciding on the best strategy for filing your bankruptcy with the local trustee. We'll analyze your state and federal exemptions to build a bullet-proof strategy to protect your assets.
Federal exemptions may be best for you to use in your situation sometimes, or local state exemptions at others and it is up to us to counsel you on which would be advantageous to you in your case. We have the very best in experience to apply these bankruptcy protection laws. We will build your petition to the court and file it in your local district bankruptcy court, always communicating in a professional manner with your assigned chapter 13 or chapter 7 bankruptcy trustee.
You'll have to submit all your docs to our secure system and we'll be sure to make sure you've got them all together before your initial 341 meeting, or meeting of creditors'. Our advice is always available to you with regards to the info you need for your submission. Our attorneys will be by your side from the beginning until the end of your bankruptcy proceedings.
Following a clear and coherent plan can make a daunting process appear much easier. You can rely on us to counsel you through the bankruptcy process all the way to discharge. We can show you the light at the end of the tunnel.
Phone us (830) 217-6001 which is the main office number. We'll give you a time for your local meeting in New Braunfels Texas. At your local meeting we will plan your filing and give you legal advice and help you with your repayment plan.
What Kind of Bankruptcy firm suits my needs?
After I've decided to file for Bankruptcy, what should I look for in a lawyer?
We can offer a few suggestions for you to think about when looking for a lawyer. At this point, let's assume you've decided bankruptcy is the best way forward and you are ready to interview some lawyers.
Firstly, let's look at the fees lawyers charge. Even before the first phone call to a lawyer people may ask themselves about this. An affordable law firm is often the first consideration but that doesn't always lean that cheapest is best.
There are several things to consider before you decide whether the costs of hiring an attorney will work out for you. Most debt -relief firms will accept a flat fee and you should ask yours whether this is the case with his firm. Also be sure to ask what exactly you'll be covered for in your representation, and what will be considered extras. The most important thing you need to know BEFORE you proceed are your general costs to file.
The experience of your lawyer is an important consideration and whether he has completed enough filings to be a good fit for you. An expert needs to be board certified in helping bankruptcy consumers file for debt relief through federal bankruptcy. being board certified means that the lawyer has completed a pretty vigorous qualification process, but someone who is not board certified doesn't necessarily mean they can't do the job. Your judgement is important in this case.
Somebody who might not be the best fit for your bankruptcy needs would be a freshly qualified law graduate. However, exclusive bankruptcy experience for many years, even without board certification might qualify a good lawyer. So you need to look for verifiable experience in considering whether they can effectively represent you in your bankruptcy case.
A big problem for people and source of complaints to the bar association is lack of accessibiliy. It is common to not get satisfactory responses to emails, calls and even office visits. Your experience with your law firm during bankruptcy needs to be much better than this.
You also have to remember that you need to hire a CONSUMER attorney. Business case attorneys are very different animals from consumer ones and you need someone with experience in dealing with members of the public rather than business filings. There are two specific types of filings that you need to make sure your lawyer has experience in; chapter 7 and chapter 13. They're not the right firm for you if they only have experience with business filings.
Furthermore, think about the general atmosphere at the law company. Do you feel like they are organized but not too pushy? Do you feel like they are too organized and too robot-like as they set your appointment, usher you into the law office, rush you to sign on the dotted line, and then hurry you out the door? While you know that you want to hire a seasoned bankruptcy practitioner, a common mistake that people look back on after they file their bankruptcy is that they learn that they have become a client at a so-called "bankruptcy mill." These law firms are known for their single approach to a case and if you have even the slightest unusual of financial circumstances, the case could be handled incorrectly. These firms produce very sloppy work and don't have a good reputation in the industry, even known for giving their clients bad advice that can end up with their clients in hot water at the court. These are called Bankruptcy Mills. Best to steer clear of these cowboy law firms.
A tell-tale symptom of such a high-volume law firm could be quickly noticed by paying attention to the initial consultation. If you feel like you have barely sat down and the attorney or consultant is already thanking you for coming in and asking you to "sign right here," and telling you that so-and-so is going to be your case manager, then you might want to think carefully before you sign up with this law company. You need to talk about important things like your financial goals, dischargeable debts, which of your assets you can exempt and even whether you should move forward with bankruptcy at all. These are all important decisions that need to be made.
Your attorney and staff's bed-side manners are really important. You'll want to consider an attorney with which you're comfortable when you're thinking about who to hire. Maybe this is so simple that you think it doesn't even need to be mentioned. We don't want you to be one of the unlucky people who hires an attorney without listening to their gut, and then feels uncomfortable with their choice later on. United we stand, divided we fall. Get your free bankruptcy consult with our attorneys today! (830) 217-6001
Give us a call free, at out head bankruptcy office in New Braunfels, Texas on (830) 217-6001 or fill out our call back form to see if we can be the answer to your financial prayers.
Contact us today! – (830) 217-6001