Bankruptcy Lawyer Erie, Pennsylvaniaprobankruptcy.com >> PENNSYLVANIA >> ERIE
If bankruptcy seems like the only solution for your financial problems then you are probably going through some tough times. If you are worried and anxious about your financial situation right now then bankruptcy can be the solution you have been looking for. Whether you are just looking for some professional advice, or want to push ahead into bankruptcy then we at our office in Erie, Pennsylvania can help.
Do these questions sound familiar:
- A Credit Card Company Has Sued Me, Should I File Bankruptcy?
- My wages have been Garnished. Can bankruptcy help me?
- I Am Facing Foreclosure On My Home, Can Bankruptcy Stop The Sale?
- Should I Consider Bankruptcy If I Lost My Job?
- I Have Massive Medical Bills, Can Bankruptcy Help With A Fresh Start?
- Can bankruptcy prevent my car from being repossessed?
- Can bankruptcy help with an unpaid Payday Loan?
- Collection Agencies are ruining my life. Can bankruptcy get me some breathing space?
- I Have Tried Climbing Out Of This Hole, It's Not Working, When Is Bankruptcy The Right Choice?
- What Kind of Bankruptcy Lawyer Should I Hire?
If your answer to any of these questions is YES then you came to the right place. We can give you the right advice to get you back on your feet. You need knowledgeable and experienced lawyers fighting your corner and get you the space you need. Are your car or house under threat of repossession? Collection agencies threatening you with repossession or garnishment? Are you feeling helpless as debts mount up? We're here to help you get some peace of mind.
We offer FREE TELEPHONE CONSULTATIONS for all new clients to discuss their bankruptcy needs. We will advise you on how you can proceed with any legal or debt issues you have since we are specialist bankruptcy lawyers with an good reputation for excellence and impartiality. We will also discuss non-bankruptcy alternatives which may be more suitable for your case. You needn't worry if you're in a seemingly uncontrollable financial hole at the moment as our law firm will help dig you out and build a future to look forward to. Also included will be help and training so you can avoid falling into the same trap in the future. We will talk to you about your current situation with your finances when you call our office and speak to one of our attorneys. He will also talk about how it can be improved in your consultation. The first thing you need to know is what your options are and so we will inform you with financial information, as well as info on the legal options and representation we can provide if we both feel you can benefit from it. We will only take you on if we feel we can win your case and will always be honest and transparent with you.
Bankruptcy is something that many people wonder whether they can file without an attorney. It's a common error that many people make in filing for bankruptcy themselves, whether chapter 7 or chapter 13 bankruptcy. Something else that can make the situation worse instead of better is hiring an inexperienced attorney! Only an experienced law firm, with knowledgeable attorneys have the discipline and resources to make the correct decisions for you and secure the best outcome. This is the path that could ease your mind, get you true relief from debt and help you to rediscover the bright financial future that you always hope to achieve, solving your debt problems, stopping any home foreclosure and building a personal plan for you to repay your debt. There are good law firms and bad law firms. Choosing the right one can save you a lot of money in the long-term. We are one of the best and largest in the United States. We can build your new financial future if you trust us.
Our Erie Pennsylvania bankruptcy offices are waiting for your phone call.
Your debt problems can be helped by our attorneys who have all the legal skills needed. These skills are unique to our company and we can continue to help you with your debt and credit issues even after we have filed your bankruptcy. Our credit rebuild service is extremely important to us and we can give you expert advice if you want it. Local bankruptcy laws are different in every state and we can provide you with a personal, bespoke rebuild plan to help you regain your good credit standing. We can rely on the resources we have as a large national law firm but give you the best advice for your local situation. Call us today for your free debt consultation meeting.
If you look through our website you will find information on bankruptcy basics so you can learn more about the process before you begin, but this can't replace the knowledge and expertise you'll get from a real lawyer who will study your specific case. Give us a phone call so we can discuss bankruptcy with you and describe eg chapter 7 / chapter 13 bankruptcy and decide which is most suitable for you, and other non-bankruptcy options. You need a law firm that will tailor a solution specific to your financial situation.
Further bankruptcy Information
When you begin the bankruptcy process you need more than just a general overview. As an informed client, you probably already have some background knowledge; however, you need more than this. Declaring yourself bankrupt can yield some benefits, but also have sometimes serious consequences and so we need to inform you of all the available options. When you call we'll begin by exploring your case in particular and discuss the various options and strategies that would be most helpful to you, and that you feel most comfortable with. We will give you all the information you need about your local laws and how these may impact your decisions. Together, we as a responsible firm, and you as an informed client will make an unbeatable combination.
All about our Legal Representation
What you need is a bankruptcy attorney that is experienced and one that you can trust. Liking your law firm is really important but it's also really important that you can trust the people that give you advice on your financial situation too. This means you can trust our experience and our skills and our vast team who is available to keep you from falling into similar pitfalls later and mistakes that might put you in a worse financial situation. We firmly believe that it's our experience that allows us to get spectacular results for all our bankruptcy clients. Let us show you our strengths. Book your free consultation with us today.
Accessibility to our Law Company
Our law firm can walk you through every step of the bankruptcy process and trusting in the accessibility of our law company can bring you peace of mind. Because you will be working with one of the largest bankruptcy law companies in the United States with attorneys in 50 states, you can rest assured that there will be someone available to answer your questions. The process is done in a very efficient fashion, which can be tailored to your needs, such as handling your case via phone, email, and more.
Communication is the key to a good, professional relationship. If you can return the information we request promptly and accurately then we can move through the process with you quickly and get the outcome you're looking for. We are easy to contact and you'll find that we will answer any and all your questions confidently, accurately and in a timely manner. We give all our clients many ways to contact us as we know most of them are very busy people. We'll always represent you properly and help you reach your goals, answering all your questions and concerns. We're here to help first and foremost, giving you the best advice possible and moving you forward with a bankruptcy plan. Please feel free to contact us with any concerns you may have and you will find us approachable, professional, friendly and direct.
Find out about our Affordable Payment Plans
Our payment plans are surprisingly affordable, which you're just about to find out! It might surprise you to know that you can pay your bankruptcy fees up over time. We have some of the best rates around and I'm sure we can find a payment plan to suit. You should feel more comfortable about hiring us given these exceptional payment plans. We will answer ALL of your questions honestly, which isn't something you can always expect from other law firms.
Expertise & Representation for Pennsylvania
We have an enormous amount of experience when it comes to analyzing your local customs and laws and can use that experience to best prepare your bankruptcy filing with your local trustee. Our filing strategy will protect both you and your assets and satisfy the relevant state and federal exemptions.
There are different sets of exemptions provided by both state and federal law and we are best placed to advise you on which is better in your specific case. We have the best lawyers to provide you with the expert counsel you require. You will have an assigned chapter 13 or chapter 7 bankruptcy trustee who we will communicate and liaise with after we have prepared your petition in our local offices.
Your initial 341 hearing is called the creditors' meeting, or meeting of creditors and we will be with you every step of the way, making sure you have all the required legal documents ready to submit to our secure system. Our advice is of course, always available to you as pertains to the docs and paperwork you need for submission. Our lawyers will be with you to help and guide you every step of the way, from commencement to completion of the bankruptcy.
We can give you clear and actionable steps so you can break the process down into easy chunks. You can rely on us to counsel you through the bankruptcy process all the way to discharge. We can show you the light at the end of the tunnel.
You should call our main office ASAP on (814) 277-2500 for your initial phone consultation and to arrange your face-to-face meeting in our local branch; both free of charge. We will then get a time for your free local consultation with our local branch. At this meeting the local branch can prepare your filing while at the the same time offering you all the legal advice you need and build your repayment plan.
What Kind of Bankruptcy Law Company should you choose?
I Have Decided To File Bankruptcy, What Kind of Bankruptcy Lawyer Should I Hire?
When looking for a law firm there are certain important things to consider. We'll assume you're seriously looking for a good lawyer to help you through your bankruptcy.
We need to first of all consider the fees that different law firms charge. Fees are often the very first determining factor people have when hiring a lawyer. Although it's important to make sure you're not paying more than you need to, it's more often than not a mistake to hire solely on price.
When you are thinking about these things try to see the big picture. Will your law firm take a flat fee like nearly every good firm? You need to know what's in your representation agreement and what is an extra-over that you'll have to pay more for. Some law firms will be cheaper but charge you extras for everything else and this you need to be clear about before hiring.
Next, consider experience. You attorney needs to have a decent level of experience in assisting consumers file for bankruptcy so you need to ask them about this. A bankruptcy expert is typically described as someone who is board certified to help consumers file bankruptcy and receive debt relief through federal bankruptcy. Being board certified means that the lawyer has passed a vetting process but doesn't mean that someone who hasn't will be a bad lawyer.
It might not be a wise choice to hire a lawyer directly out of law school to file your bankruptcy. A better choice might be a very experienced attorney, even if he hasn't got his board certification. Despite this lack of certification, this might be an excellent choice for you, as long as they can demonstrate their experience.
Also consider your law firm's accessibility. Lack of communication, as well as being a source of complaints is one of the single most off-putting things about dealing with law firms. How annoying is it to not get a response to your emails, calls and visits?
Additionally, remember you need a CONSUMER attorney. Consumer bankruptcies are quite different from business case attorneys. You will need an attorney who has experience in consumer bankruptcy and not business filings. The two specific chapters that consumer bankruptcy attorneys are particularly specialized in are Chapter 7 and Chapter 13. These of course are most common types of relief under the bankruptcy code used for consumers. If your attorney handles other types of bankruptcy such as for corporations, then it might not be the right fit for you.
You will spend a lot of time with your lawyer so it's important that you feel comfortable in their presence. Make sure they know how to organize themselves. Don't allow them to be pushy and rush you into signing. High-volume, low-quality firms are commonly known as bankruptcy mills in the industry. They fit all their clients bankruptcies around one, single system. If this system doesn't fit you then they are often unable to handle the changes they have to make and provide you with a sloppy service. To make you fit their system they might even advise you with some pretty unethical advice that can land you in trouble with the court and make you very dissatisfied. Don't fall for this trap.
If you pay attention at your first meeting with your new law firm, it'll be pretty obvious if they are a high-volume law company. You might want to think carefully about your new law firm if you are shown to your seat and the contract thrust at you right away and they have already chosen your new case manager. There are careful financial considerations need to be made even in very straight-forward bankruptcy cases like: what assets can be exempted; what debts can be discharged; and your bankruptcy goals; and whether of course bankruptcy is the right choice for your situation.
Please listen to your gut instinct when deciding which law firm to hire. Just as important as anything else are lawyer and staff bedside manners. You should be dealing with people you're very comfortable with during your bankruptcy process. You'll need people you can speak to in confidence about some very sensitive matters. Your law team is your bankruptcy team and you don't want to regret any part of the hiring process. Get in touch with us today to book your free consultation with our lawyers and see how good a fit we can be for you! (814) 277-2500
Give us a call free, at out head bankruptcy office in Erie, Pennsylvania on (814) 277-2500 or fill out our call back form to see if we can be the answer to your financial prayers.
Contact us today! – (814) 277-2500